Fees

We offer competitive loan rates in the industry along with unparalleled service.

Your state laws as well as certain federal laws affect the below rates and upon receiving a query or a loan application, we can advise you on the offers available in your location. Alternatively, you can check for the applicable laws of your state from any trusted external service.

We charge a loan fee of $30 on every $100 borrowed.

Our Annual Percentage Rate (APR) runs between 365.00% and 1564.28%. This is generally based upon the length of your loan.

Calculate your fee referring to the APR table below:

Annual Percentage Rates

You can easily calculate your fee by referring to the APR table below:

Term(days) Loan Amount
  $200.00 $300.00 $400.00 $500.00
  Fee A.P.R. Fee A.P.R. Fee A.P.R. Fee A.P.R.
7 $60

1564.28%

$90

1564.28%

$120 1564.28% $150 1564.28%
8 $60

1368.75%

$90

1368.75%

$120 1368.75% $150 1368.75%
9 $60

1216.67%

$90

1216.67%

$120 1216.67% $150 1216.67%
10 $60

1095.00%

$90

1095.00%

$120 1095.00% $150 1095.00%
11 $60

995.45%

$90

995.45%

$120 995.45% $150 995.45%
12 $60

912.50%

$90

912.50%

$120 912.50% $150 912.50%
13 $60

842.31%

$90

842.31%

$120 842.31% $150 842.31%
14 $60

782.14%

$90

782.14%

$120 782.14% $150 782.14%
15 $60

730.00%

$90

730.00%

$120 730.00% $150 730.00%
16 $60

684.38%

$90

684.38%

$120 684.38% $150 684.38%
17 $60

644.12%

$90

644.12%

$120 644.12% $150 644.12%
18 $60

608.33%

$90

608.33%

$120 608.33% $150 608.33%
19 $60

576.31%

$90

576.31%

$120 576.31% $150 576.31%
20 $60

547.50%

$90 547.50% $120 547.50% $150 547.50%
21 $60

521.43%

$90 521.43% $120 521.43% $150 521.43%
22 $60

497.72%

$90 497.72% $120 497.72% $150 497.72%
23 $60

476.08%

$90 476.08% $120 476.08% $150 476.08%
24 $60

456.25%

$90 456.25% $120 456.25% $150 456.25%
25 $60

438.00%

$90 456.25% $120 456.25% $150 456.25%
26 $60

421.12%

$90 421.12% $120 421.12% $150 421.12%
27 $60

405.56%

$90 405.56% $120 405.56% $150 405.56%
28 $60

391.07%

$90 391.07% $120 391.07% $150 391.07%
29 $60

377.58%

$90 377.58% $120 377.58% $150 377.58%
30 $60

365.00%

$90 365.00% $120 365.00% $150 365.00%
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Testimonials
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CashatPayday declares that it does not collect information regarding the past credit behavior of potential borrowers from the major credit bureaus - Experian, Equifax and TransUnion. Upon requirement to extract concerned data, we work with an independent third-party partner.

We additionally declare that we do not approve all the loan applications submitted, and rejection may occur on the grounds of insufficient/unauthentic data or non-eligibility of the applicant; we encourage you to read the eligibility criteria before applying. Our rates, terms and the maximum amount one can borrow are partly decided by the state laws. Remember that if you apply for a loan after 6:00 PM EST on Friday, the verification would be done the next business day - usually, Monday.

If you need any help regarding our services and products, kindly write to us at support@cashatpayday.com.