Short Term Loans Online Direct Lenders with Instant Decision

Looking for fast cash to deal with short term personal emergency? Look no further! Short term cash loans from direct lenders are what exactly you need right now to sail through until your next pay day without any hassles. CashatPayday is an instant payday loans direct lender only, providing easy access to online money upto $1000 with no hard credit check and immediate loan decision.

As one of the most trusted short term lender in America, we understand that you need quick personal finance at affordable rates, easy approval, direct-fast funding and convenient repayment during difficult times. Therefore, we at CashatPayday strive to provide speedy cash advance loans over a 100% safe and secure online platform with no application fees, no faxing, no collateral, no brokers, no lengthy lines and no credit history checks involved. Just direct lender short term payday loans with guaranteed approval in minutes.

SHORT TERM LOAN is a small dollar and unsecured emergency loan that gives fast access to money on your terms to fix your urgent financial problem or deal with sudden expenses without waiting for days or weeks. Such an online cash advance from direct lender is convenient to repay. Short term borrowers can get the required instant cash in their bank account through direct deposit and pay back the online loan quickly within weeks or as agreed in the loan agreement. Thus, when you apply for quick payday loans from CashatPayday, there is no risk of long-term debt as in personal loans online or from store front lenders.

Types of short term loans - Short term loan lenders, in general, offer two types of loans: installment loans and payday loans. Although both the loan types help you deal with short term cash needs, they differ when it comes to the mode of repayment. Payday loans or paycheck advances are expected to be repaid by borrower’s next payday (that is usually 7-14 days away). Installment loans on the other hand allows the borrowers to pay back in several equal flexible payments over weeks or months.

Getting quick payday loans is simple with CashatPayday.

When utility bills pile up, car breaks down, water heater needs urgent repair, medical emergency in family or need urgent money for children’s preschool tuition and you do not have any extra cash to cover such unforeseen crisis, fast loans online from CashatPayday can help.

To get a personal loan from traditional lenders or banks, private store front lenders, online lenders, etc. is challenging because of strict loan requirements. Besides, an outstanding credit score is must to avail funding. However, quick loans with easy approval from direct payday loan lender such as, CashatPayday can be qualified by people with bad credit and no credit as well.

The online process for fast cash loans is transparent; the loan criteria is relaxed; free from paperwork or extensive documentation; no hidden costs; no pledging of assets to guarantee the loan and no prepayment penalties. We approve you a loan based on your income. Therefore, when you need a quick cash payday loan at affordable rate along with ease of borrowing, then choose CashatPayday, the legitimate short term cash advance direct lender.

We promote responsible borrowing for your financial stability

The costs of your emergency payday loan depends greatly on how you manage the approved funding. As a socially responsible online loans lender, we care for your financial health; we encourage you to repay the no credit check short term loan in time to avoid late fees, extension fees and NSF fee. The payment is automatically debited from your agreed upon bank account without the need for writing checks. Before you apply for a short term loan online, understand that these loans are meant for short term use only and should not be considered for prolonged use.

Applying for instant loans from CashatPayday will not affect your credit score. Need cash now? Get a short term payday loan online from direct lender with quick approval and receive direct deposit of money same day.

Are you ready to apply for paydayloans?
I am happy for the easiness, fastness and the convenience I experienced. Thank you very much for the approval and for the loan amount.
–Emily Dixon.
Business Development

CashatPayday declares that it does not collect the information regarding the past credit behavior of the potential borrowers from the major credit bureaus- Experian, Equifax and TransUnion. Upon requirement to extract concerned data, we depend on an independent third party.

We also declare that we do not approve all the loan applications submitted, and rejection may occur on the grounds of insufficient/ unauthentic data or non-eligibility of the applicant; we encourage you to read the eligibility criteria before applying. Our rates, terms and the maximum one can borrow are partly decided by the state laws. Remember that if you apply for a loan after 6:00 PM EST on Friday, the verification would be done the next business day- usually, Monday.

If you need any help regarding our services and products, write to us at